Soderholm Insurance's Blog

It’s the most wonderful time of the year

sis621 — Wed, 21 Sep 2011 16:21:01 +0000

We took a vote here in our office and surprisingly fall time received the most votes for favorite season of the year. One would think being Minnesotans that summer would be the favorite or even spring. But no, fall is. Fall is the most wonderful time of the year. Whether it be the fresh feeling of new school clothes, the change in colors, or a relief from humidity and heat; fall time means the premier of many things.

If fall isn’t the best time of the year, then what is? Winter and celebrating Christmas is pretty great, Summer and the 4^th of July is hard to beat, even spring is enjoyable with all the new growth….

Add your two cents and take our poll!

View This Poll

Happy 4th of July

sis621 — Thu, 30 Jun 2011 16:35:40 +0000

From the staff at Soderholm Insurance we hope you have a truly blessed 4th of July with your family and friends! Here are our office ours for this holiday: http://www.soderholminsurance.com/about-us/our-blog/4th_of_July

The Fourth of July 2011

On this day in 1776, the Declaration of Independence was approved by the Continental Congress, setting the 13 colonies on the road to freedom as a sovereign nation. As always, this most American of holidays will be marked by parades, fireworks and backyard barbecues across the country.

2.5 million

In July 1776, the estimated number of people living in the newly independent nation.
Source: Historical Statistics of the United States: Colonial Times to 1970
<http://www.census.gov/prod/www/abs/statab.html>

311.7 million

The nation’s estimated population on this July Fourth.
Source: Population clock <http://www.census.gov/main/www/popclock.html>

Tornado Day- April 14th

sis621 — Wed, 06 Apr 2011 15:33:29 +0000

As most of you know June 17th, 2011 will mark the one year anniversary of the F4 Tornados that hit multiple towns in Minnesota. On April 14th Minnesota will partake in a statewide Tornado Drill Day. With Spring well on its way (finally) the mixture of warming up temperatures and a cold winds will create for a mixture of severe storm warnings across the state. prepare your family for the upcoming season with a few Tornado safety tips:

BEFORE THE TORNADO A tornado watch highlights an area where tornadoes are likely to develop. Continue your normal activities during a tornado watch, but keep track of the latest weather reports, and be ready to get to a shelter. Tornadoes develop quickly.

IN THE HOME Go to the basement. Get under a table, work bench, or some other sturdy furniture to protect yourself from falling debris. A stairwell is also a good place to hide during a tornado.

IF YOU CANNOT GET TO A BASEMENT Go to a small, interior room on the lowest floor. Closets, bathrooms and interior halls afford the best protection in most cases. Get under something sturdy or cover yourself with blankets, and stay away from windows.

IN AN APARTMENT , SCHOOL OR OFFICE BUILDING Move to the lowest level, to the innermost room — or go to a pre-designated shelter area. Stay away from windows! In a hallway, crouch down and protect your head from flying debris. Avoid areas with glass and large expanses of roof with no supports.

IN A MOBILE HOME, CAR, TRUCK OR OTHER VEHICLE Abandon your mobile home or vehicle as quickly as possible and find a sturdy shelter — preferably a permanent structure. Avoid bridges – they act as wind tunnels People who try to escape a tornado by driving away in a vehicle often don’t make it.; they get caught in deadly winds.

IF YOU ARE OUTSIDE WITHOUT SHELTER Lie flat in a nearby ditch or depression and cover your head with your hands. Be aware of the potential for flooding. Do not get under an overpass or bridge. You are safer in a low, flat location. Never try to outrun a tornado in urban or congested areas in a car or truck. Instead, leave the vehicle immediately for safe shelter. Protect yourself from flying debris. Flying debris from tornadoes causes most fatalities and injuries.

For info on last years Tornado disasters check out our blogs:

http://soderholm.wordpress.com/2010/06/18/june-17th-2010-minnesota-tornado/

http://soderholm.wordpress.com/2010/06/25/f4-tornado-on-june-17th/

As far as your home goes, our companies are ready to deal with the upcoming season of potential weather related claims. Add our contact info into your phones : 888.765.0587

We know that when a claim occurs to your home it can be a stressful time. If you have concerns on whether or not something may be covered contact Erica at Soderholm Insurance Services

Minnesota Department of Public Safety

Life Insurance

sis621 — Wed, 09 Mar 2011 21:35:29 +0000

Do you have a need for life insurance? Most people today have a common concern on whether they’d be able to find affordable life insurance. The idea of medical exams and lab tests can create a level of stress and unease that may hinder your interest in getting quotes for the much needed financial protection. Statistics show that only 4 in 10 adult Americans own individual life insurance. But that’s not the scary part; Americans, on average, only have three years of replacement income. Your reasons may be different as to why you don’t own a life policy some common reasons why are:

1. You haven’t gotten around to it.

2. You may not want to talk to a life insurance salesperson

3. You don’t like the idea of having to take medical tests.

What you may not know is that life insurance can end up saving those who you love the most from financial disaster if you or whoever you have the life policy on dies. The five major financial needs families have that life insurance fills is:

1. Final Expenses which can included funeral, hospital, doctor, ambulance expenses.

2. Family Living Expenses such as food, clothing, auto and home repairs, utilities, insurance premiums, entertainment, medical.

3. Mortgage. This is a common one covering a family’s mortgage on their home, car loan, home improvement, debt consolidation, business loans, miscellaneous loans… your typical consumer debt.

4. Education which includes tuition, books, room and board.

5. Taxes & Fees; income tax, estate tax, legal fees.

Life insurance can immediately provide funds to meet all these very important lifesaving needs. It also creates an immediate estate.

Not all life insurance policies need to have medical exams required. Soderholm Insurance offers many different types of life insurance but our “Simplified Issue” Whole Life policy through Auto Owners Insurance allows us to write a simple life policy with limited or no medical exams required. What’s awesome with the Auto Owners Life products is that we can apply discounts to your home and auto policies when you combine your personal insurance with Auto Owners. A Life policy not only can save your family from financial despair, but it help you save on your home and auto policies as well.

At Soderholm Insurance we don’t only offer your typical insurance lines that most people consider to be the only major insurance needs (auto, home) we offer life, health, disability income insurance, long term care, and annuities. We’re like your Super Target of Insurance Agencies!

Check out this special message from the owner of Soderholm Insurance:

January Referral Winner

sis621 — Tue, 01 Feb 2011 21:58:43 +0000

Congratulations to Keith Nelson who won our monthly Referral drawing for January. Keith is picking up a $50 Gas Card for referring a friend to Soderholm Insurance.

Thanks to all who referred this past month! Your names are going in our year-end drawing to win the Nikon D90 Camera! Keep those referrals coming!

You could be our February winner, it only takes one referral!

Cabin Fever

sis621 — Wed, 26 Jan 2011 17:43:16 +0000

Today is January 26th and we are well into a Minnesota winter. We’ve had more snow so far this year than in the past; about 55 1/2 inches. Our roads continue to be packed with ice, although a recent mini-January-thaw has melted a lot of the ice away. Like most we are beginning to get that cabin fever syndrome and a thirst for warmer sunny weather. Winter travel plans are well on their way, and all the snow birds are enjoying their multiple rounds of golf far away from Minnesota where temperatures are in highs of 60‘s and 70‘s.

As for those who share in our cabin fever or spring fever whatever you prefer to call it… CAN’T WAIT FOR 70 DEGREE WEATHER fever; here’s to you………..

2 Locations!

sis621 — Mon, 10 Jan 2011 18:46:48 +0000

Soderholm Insurance has some exciting news! We are now available in TWO locations! Soderholm Insurance has teamed up with Henrichs Insurance of Evansville, Minnesota. We are so please to be able to offer our great personalized service that our clients have come to expect in two locations! We are very pleased to now be serving Henrichs current and future clients in all their insurance needs.

Meet Soderholm Insurance’s new team members who will be serving you at our Evansville Agency:

: Shane Henrichs

Shane Henrichs:

Shane started his insurance career in 1989 while working as a loan officer for the First National Bank of Menahga. He is a graduate of the Minnesota School of Banking the class of 1993. In 1997 he became the Manager of Sterns Insurance Services of Evansville and in July of 2006 purchased the Agency. In August of 2010 he merged Henrichs Insurance & Financial Services with the Soderholm Insurance family and serves as the Manager in our Evansville location. Shane handles all lines of insurance and enjoys the friendships created with his clients. He is an active member of the Calvary Covenant Church, He and his wife Lisa have three children and one grandchild. Shane enjoys golf, hunting and spending time with his family.

Mary Melching

Mary Melching:

Mary started her Insurance career with Nationwide Insurance in 2006 in Tampa Florida. She moved to Gainesville, Florida in 2007 where she was a Property and Casualty Liability Claims Adjuster. With her daughters she moved to Parker’s Prairie, Minnesota in September of 2010. She began working at Soderholm Insurance Services in September. Her daughter’s and she are enjoying their first changing of the season’s and the new experiences that Minnesota has brought.

Mary Johnson

Mary Johnson:

Mary started working for Henrichs Insurance October of 2009 and with Soderholm Insurance August of 2010. She also works fulltime at Arrowwood Resort in Alexandria, Minnesota. She has 2 sons who are married and have given her 6 grandchildren that keep her very busy. She enjoys spending time with family and friends during her free time.

Soderholm Insurance would like to take this time to Welcome the new Staff to our Team! We appreciate all the support and hard work put in to making the addition a smooth transition. Thanks to our clients and the Evansville agency’s clients for your support and understanding. We also want to take this time to welcome the Evansville agency’s clients to Soderholm Insurance! You will learn quickly that our customer service is like none other. Our staff works hard to serve you and your family and friends with all your insurance needs.

Take a look at our Website and Facebook page and get to know us! Follow us here at our Blog and on Twitter and Youtube to stay connected with us. We share news and tidbits throughout the week keeping you better connected with our Agency’s staff. It’s also a great place to gain a better understanding on your Insurance coverage and needs. It’s also a great place to direct all your referrals for our 2011 Referral Program! Got questions or concerns? Our email contact information is listed on our website, it’s a quick and easy way to get a hold of any of us!

Thanks again! And we look forward to serving those future clients and getting to know our new ones! Stay warm out there and drive safe!

2010 Referral Winner

sis621 — Wed, 05 Jan 2011 15:19:22 +0000

On December 31st we drew our 2010 Referral Winner! Congratulations Rus Emmons on winning our 2010 Referral Program! Have fun with your Sony Vaio and Kindle!

We apprecaite everyone’s referrals over the year! Your business and referrals is greatly apprecaited!

Beautification Award

sis621 — Mon, 13 Dec 2010 16:36:30 +0000

About 2 weeks ago we received a call from the Alexandria Chamber of Commerce telling us that we were nominated to receive their Business Beautification award for 2010. On Friday December 10th, we attended their quarterly luncheon to receive the award. We are thankful to those who nominated Soderholm Insurance for this award.

As most of you know this past summer we did a little facelift on our building. We are happy with the outcome of the project. Thank you to the Alexandria Chamber of Commerce for noticing and appreciating the work done on our building. It is an honor to receive this award from you and we are thankful for the recognition. The luncheon was held at Mount Carmel of Alexandria. The afternoon was relaxing, the food was fabulous, and the view well you will just have to visit Mount Carmel to find out for yourself.

Accepting the Chamber's Beautification Award

Thanks again to the Chamber for the award! Come by Soderholm Insurance to check out our building, stop in for any and all insurance needs and questions! We’re located on 621 Hawthorne St in Alexandria. From the Staff at Soderholm Insurance we hope you all have a wonderful Christmas season and a blessed New Year!

Office Building Facelift

Remembering Pearl Harbor

sis621 — Tue, 07 Dec 2010 16:16:21 +0000

69 years ago 2,388 Americans died at Pearl Harbor pulling America straight into World War II.

“A date which will live in infamy.” Were President Franklin D. Roosevelt’s words during his address to America after the attack.

Read the accounts of some survivors of that day- http://www.pearlharbor.org/eyewitness-accounts.asp

This account by Pvt. Joseph P. McDonald, he was manning the switchboard when a call came across that there was a large number of planes coming from the North. He was told not to worry about it. http://www.pearlharbor.org/eyewitnesses/mcdonald-account.asp

This day changed American History forever. No one was prepared for the devastating attack that took place on December 7th, 1941.

Here is a video of a few survivors returning to Pearl Harbor:

Thank you to those who served at Pearl Harbor 69 years ago, and to those who continue to serve our Country.