We took a vote here in our office and surprisingly fall time received the most votes for favorite season of the year. One would think being Minnesotans that summer would be the favorite or even spring. But no, fall is. Fall is the most wonderful time of the year. Whether it be the fresh feeling of new school clothes, the change in colors, or a relief from humidity and heat; fall time means the premier of many things.
If fall isn’t the best time of the year, then what is? Winter and celebrating Christmas is pretty great, Summer and the 4th of July is hard to beat, even spring is enjoyable with all the new growth….
On this day in 1776, the Declaration of Independence was approved by the Continental Congress, setting the 13 colonies on the road to freedom as a sovereign nation. As always, this most American of holidays will be marked by parades, fireworks and backyard barbecues across the country.
2.5 million
In July 1776, the estimated number of people living in the newly independent nation.
Source: Historical Statistics of the United States: Colonial Times to 1970
<http://www.census.gov/prod/www/abs/statab.html>
As most of you know June 17th, 2011 will mark the one year anniversary of the F4 Tornados that hit multiple towns in Minnesota. On April 14th Minnesota will partake in a statewide Tornado Drill Day. With Spring well on its way (finally) the mixture of warming up temperatures and a cold winds will create for a mixture of severe storm warnings across the state. prepare your family for the upcoming season with a few Tornado safety tips:
BEFORE THE TORNADO A tornado watch highlights an area where tornadoes are likely to develop. Continue your normal activities during a tornado watch, but keep track of the latest weather reports, and be ready to get to a shelter. Tornadoes develop quickly.
IN THE HOME Go to the basement. Get under a table, work bench, or some other sturdy furniture to protect yourself from falling debris. A stairwell is also a good place to hide during a tornado.
IF YOU CANNOT GET TO A BASEMENT Go to a small, interior room on the lowest floor. Closets, bathrooms and interior halls afford the best protection in most cases. Get under something sturdy or cover yourself with blankets, and stay away from windows.
IN AN APARTMENT , SCHOOL OR OFFICE BUILDING Move to the lowest level, to the innermost room — or go to a pre-designated shelter area. Stay away from windows! In a hallway, crouch down and protect your head from flying debris. Avoid areas with glass and large expanses of roof with no supports.
IN A MOBILE HOME, CAR, TRUCK OR OTHER VEHICLE Abandon your mobile home or vehicle as quickly as possible and find a sturdy shelter — preferably a permanent structure. Avoid bridges – they act as wind tunnels People who try to escape a tornado by driving away in a vehicle often don’t make it.; they get caught in deadly winds.
IF YOU ARE OUTSIDE WITHOUT SHELTER Lie flat in a nearby ditch or depression and cover your head with your hands. Be aware of the potential for flooding. Do not get under an overpass or bridge. You are safer in a low, flat location. Never try to outrun a tornado in urban or congested areas in a car or truck. Instead, leave the vehicle immediately for safe shelter. Protect yourself from flying debris. Flying debris from tornadoes causes most fatalities and injuries.
For info on last years Tornado disasters check out our blogs:
As far as your home goes, our companies are ready to deal with the upcoming season of potential weather related claims. Add our contact info into your phones : 888.765.0587
We know that when a claim occurs to your home it can be a stressful time. If you have concerns on whether or not something may be covered contact Erica at Soderholm Insurance Services
Do you have a need for life insurance? Most people today have a common concern on whether they’d be able to find affordable life insurance. The idea of medical exams and lab tests can create a level of stress and unease that may hinder your interest in getting quotes for the much needed financial protection. Statistics show that only 4 in 10 adult Americans own individual life insurance. But that’s not the scary part; Americans, on average, only have three years of replacement income. Your reasons may be different as to why you don’t own a life policy some common reasons why are:
1. You haven’t gotten around to it.
2. You may not want to talk to a life insurance salesperson
3. You don’t like the idea of having to take medical tests.
What you may not know is that life insurance can end up saving those who you love the most from financial disaster if you or whoever you have the life policy on dies. The five major financial needs families have that life insurance fills is:
1. Final Expenses which can included funeral, hospital, doctor, ambulance expenses.
2. Family Living Expenses such as food, clothing, auto and home repairs, utilities, insurance premiums, entertainment, medical.
3. Mortgage. This is a common one covering a family’s mortgage on their home, car loan, home improvement, debt consolidation, business loans, miscellaneous loans… your typical consumer debt.
4. Education which includes tuition, books, room and board.
5. Taxes & Fees; income tax, estate tax, legal fees.
Life insurance can immediately provide funds to meet all these very important lifesaving needs. It also creates an immediate estate.
Not all life insurance policies need to have medical exams required. Soderholm Insurance offers many different types of life insurance but our “Simplified Issue” Whole Life policy through Auto Owners Insurance allows us to write a simple life policy with limited or no medical exams required. What’s awesome with the Auto Owners Life products is that we can apply discounts to your home and auto policies when you combine your personal insurance with Auto Owners. A Life policy not only can save your family from financial despair, but it help you save on your home and auto policies as well.
At Soderholm Insurance we don’t only offer your typical insurance lines that most people consider to be the only major insurance needs (auto, home) we offer life, health, disability income insurance, long term care, and annuities. We’re like your Super Target of Insurance Agencies!
Check out this special message from the owner of Soderholm Insurance:
Congratulations to Keith Nelson who won our monthly Referral drawing for January. Keith is picking up a $50 Gas Card for referring a friend to Soderholm Insurance.
Thanks to all who referred this past month! Your names are going in our year-end drawing to win the Nikon D90 Camera! Keep those referrals coming!
You could be our February winner, it only takes one referral!
Today is January 26th and we are well into a Minnesota winter. We’ve had more snow so far this year than in the past; about 55 1/2 inches. Our roads continue to be packed with ice, although a recent mini-January-thaw has melted a lot of the ice away. Like most we are beginning to get that cabin fever syndrome and a thirst for warmer sunny weather. Winter travel plans are well on their way, and all the snow birds are enjoying their multiple rounds of golf far away from Minnesota where temperatures are in highs of 60‘s and 70‘s.
As for those who share in our cabin fever or spring fever whatever you prefer to call it… CAN’T WAIT FOR 70 DEGREE WEATHER fever; here’s to you………..
Soderholm Insurance has some exciting news! We are now available in TWO locations! Soderholm Insurance has teamed up with Henrichs Insurance of Evansville, Minnesota. We are so please to be able to offer our great personalized service that our clients have come to expect in two locations! We are very pleased to now be serving Henrichs current and future clients in all their insurance needs.
Meet Soderholm Insurance’s new team members who will be serving you at our Evansville Agency:
Shane Henrichs
Shane Henrichs:
Shane started his insurance career in 1989 while working as a loan officer for the First National Bank of Menahga. He is a graduate of the Minnesota School of Banking the class of 1993. In 1997 he became the Manager of Sterns Insurance Services of Evansville and in July of 2006 purchased the Agency. In August of 2010 he merged Henrichs Insurance & Financial Services with the Soderholm Insurance family and serves as the Manager in our Evansville location. Shane handles all lines of insurance and enjoys the friendships created with his clients. He is an active member of the Calvary Covenant Church, He and his wife Lisa have three children and one grandchild. Shane enjoys golf, hunting and spending time with his family.
Mary Melching
Mary Melching:
Mary started her Insurance career with Nationwide Insurance in 2006 in Tampa Florida. She moved to Gainesville, Florida in 2007 where she was a Property and Casualty Liability Claims Adjuster. With her daughters she moved to Parker’s Prairie, Minnesota in September of 2010. She began working at Soderholm Insurance Services in September. Her daughter’s and she are enjoying their first changing of the season’s and the new experiences that Minnesota has brought.
Mary Johnson
Mary Johnson:
Mary started working for Henrichs Insurance October of 2009 and with Soderholm Insurance August of 2010. She also works fulltime at Arrowwood Resort in Alexandria, Minnesota. She has 2 sons who are married and have given her 6 grandchildren that keep her very busy. She enjoys spending time with family and friends during her free time.
Soderholm Insurance would like to take this time to Welcome the new Staff to our Team! We appreciate all the support and hard work put in to making the addition a smooth transition. Thanks to our clients and the Evansville agency’s clients for your support and understanding. We also want to take this time to welcome the Evansville agency’s clients to Soderholm Insurance! You will learn quickly that our customer service is like none other. Our staff works hard to serve you and your family and friends with all your insurance needs.
Take a look at our Website and Facebook page and get to know us! Follow us here at our Blog and on Twitter and Youtube to stay connected with us. We share news and tidbits throughout the week keeping you better connected with our Agency’s staff. It’s also a great place to gain a better understanding on your Insurance coverage and needs. It’s also a great place to direct all your referrals for our 2011 Referral Program! Got questions or concerns? Our email contact information is listed on our website, it’s a quick and easy way to get a hold of any of us!
Thanks again! And we look forward to serving those future clients and getting to know our new ones! Stay warm out there and drive safe!
